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Credit Officer
HDFC Bank Ltd.
175000 - 250000 P.A.
1-5 Years
Full Time
Pune, Maharashtra, IN
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Vacancy:
Not Disclosed
Posted:
1 year ago
Applicants:
1
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Job Description
Roles and Responsibilitie
Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility
Customer Interaction to understand needs, finds solutions within the product range available
Calculation of Net Present Values of maturing assets using excel sheets or programs
Knowledge of basic legal documentation involved in an acquisition of a home
Knowledge of technical fundamentals involved in an acquisition of a home
Cash flow method of assessment of NRI Loans, Ability to assess a Salaried Loan
Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
Skills Required:
Credit,Credit Risk Analysis, Credit Underwriting
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