Udaan

Risk/Lending Operations

Udaan
Not Disclosed
2-4 Years Full Time
Bangalore, Karnataka, IN

Vacancy: Not Disclosed Posted: 3 years ago Applicants: 0
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Job Description

Roles and Responsibilities

About Udaan:

Udaan is a B2B ecommerce platform that brings traders, wholesalers, distributors, retailers, and manufacturers in India on to a single platform. Our goal is to make ‘doing business’ easy in India & make B2B commerce convenient and efficient.

Udaan Capital

MSME financing is a $380 Bn opportunity as per the World Bank. However, less than 10% of MSMEs have access to working capital loans from FIs and a majority of MSMEs receive invoice credit from their suppliers. A trade platform like udaan is uniquely positioned to formalize & scale trade credit.

Udaan Capital is bridging this gap by offering credit products for buyers and seller on and off the udaan platform.

Job Responsibilities

Managing end to end credit collection life cycle (Field allocation- disputes – payment reconciliation- settlement – agencies relationship)

Managing line activation, suspension & re-activation on timely basis

Provide resolution for field & agency queries within defined TAT.

Track various metrics related to collections.

Vendor relationship management

KRAs of the role

Process Adherence & Improvement- Record keeping, SOP adherence, audits and compliance

Managing TAT – Manage TAT and lifecycle of the customer.

Customer Service – Manage customer & other internal stakeholder queries & escalations.

Metrics Reporting – Timely metrics reporting with respect to collections and line activations.

Functional competencies

Customer Centricity: Resolve any customer queries and escalations to provide a smooth experience

Stakeholder Management: Proactive coordination with stakeholders to meet defined TAT and smooth processing of a loan file.

Cross-functional Integration: Coordinate with internal teams to maximize efficiency

Operational Excellence: Work towards continuous improvement of existing processes

Candidate Profile

Qualification required: Graduate (full-time)

Experience in loan & collection servicing in BFSI or Fintech industry preferred

Should have 2-4 years of experience in managing end to end loan & collections operations for SME and other retail lending products like business loans or mortgages

Should have experience in managing teams, shared services operations and outsourced operations etc.

Should be expert in MS office especially excel. Beginner skills in SQL shall be preferred.

Vendor management experience would be preferred.

Working knowledge around KYC, AML, compliance, payment Instrument, state laws and contract laws, etc. is preferred

More About us

Founded in 2016, we operate across categories including lifestyle, electronics, home and kitchen, staples, fruits and vegetables, FMCG, toys, and general merchandise. Our platform enables small manufacturers, farmers, mills, and brands to market and sell their products across the country with 100% payment security and complete transparency. While doing so, it enables small businesses such as shopkeepers, kirana, restaurants, street vendors, chemists, offices, small factories, contractors, etc. to source from a large selection of products at the best prices from all over the country through the udaan App. Our e-commerce platform has enabled logistics and provides fast, low-cost, low-wastage, highly-reliable shipping and delivery of products across India. udaan Capital, the Non-Banking Finance Company (NBFC) arm focuses on Small and Medium Enterprise (SME) financing services, provides financial products for sellers and buyers to grow their business. udaan is headquartered in Bangalore and has a network of over a million retailers across 900+ cities connected to over 20,000+ sellers.

Follow us on LinkedIn to learn more about us & stay updated with what’s happening at Udaan !!

To become part of our growth story, visit our career website https://careers.udaan.com/#!/ and apply to relevant opportunities that are open at the moment !!

Skills Required: MS Excel,OPERATIONS,Sql,AML


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